Next time you drive down the street where you live, think: How many of these houses are owned outright by their inhabitants? Then another question, if you think of how many of those houses still have mortgages, what percent of the net is owned by the bank and what part is owned in equity by the inhabitants (think of renters as proxy inhabitants-- they just pay the mortgage vicariously)?

I imagine that at least half the land underneath homes is in possession of the banks. How is that? They didn't fence the land, cultivate it, or build the homes on it. It's the power of "leverage" folks. The power to buy up $100 worth of goods/land/homes with only $10 then sell it back to the citizenry for double through the "miracle" of compound interest.

Where does all that money go? How is power shifted from the common man?

How is it that in a city that the land does not come into full possession of the inhabitants and their children in a single generation?

I'm trying to figure this out.

It affects me because I am homeless. I don't own a home, nor any significant portion of equity in a home; squatting on bank property. My grandmother Mary Gately lived in a historic house in Ashland. When she died her squabbling children had to sell the house. I wonder what the facts are behind that.

So, part of it is stupidity and ignorance. I bear part responsibility for not playing it smarter. I should have worked harder, lived more frugally, and kept myself in the clear.

When I listen to the news, through all sorts of various sources (print, radio, television, internet) I can't escape the sensation that it's smoke and mirrors. We are being kept distracted by trivialities while the real theft is in progress.

Now back to the beginning. Imagine a city where every single home is owned lock, stock and barrel by the inhabitant of that home. How would that affect the economy of that town? I daresay it would increase savings, disposable income, and allow for entrepreneurship to the tune of 20-30% of the total gross income of that city.

I dream this for myself. I want to own the land. I want to have security and peace. And most of all I want to see the demise of the banks. They are not needed.

I leave you with this scripture from Revelation 18. I am not claiming this is what it has reference to, this business with the banking system just reminded me of this. All of these thoughts are for your consideration-- do they have merit? What are the answers?

9 And the kings of the earth, who have committed fornication and lived deliciously with her [Babylon], shall bewail her, and lament for her, when they shall see the smoke of her burning,

10 Standing afar off for the fear of her torment, saying, Alas, alas, that great city Babylon, that mighty city! for in one hour is thy judgment come.

11 And the merchants of the earth shall weep and mourn over her; for no man buyeth their merchandise any more:

Response from a Reader
I have often wondered this myself. My wife and I are in the process of getting and staying out of debt entirely. We moved from Nashville, TN to an outlying small town about 40 miles away. City life was not for us, and where we are at now, the folks will gladly help you in any way. We do not have children, and do not know if we ever will. When or if we do, I want to be able to leave them knowledge of how things should be done, the way our grandparents and their grandparents did things. The idea that debt is natural and a credit score is needed is stupid. Cash is the best way, if bartering isn't available.I am not yet thirty years old, but I wish that I would have learned these principles when I was younger. I no longer want to work for the man, nor do I want to keep giving him more and more of my money for things that I do not approve of.Government for the people no longer exists. The government is still by and of the people, but the people are being lied to and fear is the new biggest motivator. Imagine America during World War 2. You didn't see posters for government bailouts or car manufacturers needing money. You saw Rosie the Riviter and Uncle Sam. You saw automotive plants convert over and make military vehicles. Think about how many warships, tanks, and ammo WE made here. Now look at today. Companies cannot afford to make things here anymore. We are taxed to death and have nothing to show for it in the end except a life of debt and a loss of jobs. Is it all the governments fault, no, but it is our fault since it is our government.Sorry for the rant, but I agree with 99.9% of everything you post on your blog. Your congressman does in fact rock, and we need many, many more like him in Washington and every local government. We need to start voting out all these worthless leaders and get in people who don't care about party lines and instead care about the people. Until then, I will keep paying off my debts, then start investing more and more in my future. I refuse to be a government and debt slave any longer. I encourage others to do the same.Thank you for the blog. I check it every morning, and look forward to seeing cool models and interesting facts.
A fan,


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